By River Valley Construction – MHIC 129967, NAHB® Certified Aging-in-Place Specialist
Use your equity and take advantage of 2026–2027 PROGRAMS, INCENTIVES & TAX SAVINGS to make the home you love work better for you—today and for years to come.
Accessibility • Energy • Landscaping • Tax Savings • Rebates • Financing
AGE IN PLACE & ACCESSIBILITY PROGRAMS INDEPENDENT LIVING TAX CREDIT (MARYLAND)
50% of eligible costs, up to $5,000 – Reopens Jan. 1, 2027. For qualifying accessibility improvements such as no-step entries, grab bars, wider doors, roll-in showers, ramps, lever handles & more. Receive a Maryland state tax credit.
ACCESSIBLE HOMES FOR SENIORS (MARYLAND)
Grants up to $25,000 or 0% deferred loans for homeowners age 55+ and there is an income qualification. Improvements may include ramps, accessible baths, widened doors, railings, first-floor bath or laundry (case-by-case). Updates that allow you to stay independent and live comfortably.
USDA SECTION 504 HOME REPAIR (RURAL)
Grants for 62+ or very-low-income rural homeowners improve, repair and stay in their homes.
- Remove health & safety hazards
- Make your home accessible
- Loan options also available
ENERGY EFFICIENCY & HOME PERFORMANCE
You can potentially, lower your bills, improve comfort and increase your home value.
- Empower Maryland – Rebates & incentives for HVAC, insulation, air sealing and more.
- Maryland Home Efficiency Rebates Opportunity Program (HERO) – coming – Whole-home improvements saving at least 20% energy.
- Maryland Home Electrification & Appliance Rebates Program (HEAR) – coming – electrification rebates for heat pumps, electrical upgrades and more.
- Residential EV Charger Rebate – 50% of eligible costs, up to $700. Apply by 5/31/2027 or until funds last.
DON’T MOVE. IMPROVE!
Use your equity and take advantage of available programs, rebates and tax savings. We’ll handle the details and you enjoy the results. Projects we can help with:
- Kitchens & Baths
- Additions & Basements
- Outdoor Living
- Aging in Place
- Energy Improvements
- Landscaping & Drainage
PLANTINGS, LANDSCAPING & PROPERTY TAX SAVINGS
Enhance your property. Protect our environment. Save money.
Forest Conservation & Management (FCMA) Rural Maryland
The Forest Conservation and Management Program (FCMP) provides landowners with a major property tax savings for 5+ acres of qualifying woodland. By offering reduced and stabilized property tax assessments, the program makes it easier for landowners to maintain forest cover and commit to long-term stewardship.
Forests protect water quality and soils, provide habitat for fish and wildlife, store carbon, improve air quality, and support rural economies through wood products and recreation.
Any property owner with five or more contiguous acres of forestland may apply to the program. Eligible land includes forested tracts, newly reforested land once it has completed one growing season, and Christmas tree plantations if the trees are harvested at maturity.
For example: 25 acres assessed at only $3,125 (approx. $31.25/yr in property tax at example rate).
Woodland Incentive Program (Maryland)
Private, non-industrial woodland owners who manage their forest land may apply for financial assistance through the Woodland Incentive Program (WIP). WIP is administered by the Department of Natural Resources – Forest Service.
Landowners who own 5 to 1,000 acres of woodland and agree to maintain the forestry practice for 15 years, are eligible to apply for this cost-share program. WIP can pay up to 65 percent of the cost associated with forest management, not to exceed $5,000 per year (or $15,000 per 3-year period).
Tree planting, seedlings, site prep, invasive species control, pruning, thinning and more. Build healthier forests and increase value.
Reforestation Tax Modification (Maryland)
State income tax modification for landowners with 10–50 acres. The Deduction is based on double the cost of qualifying forest management work.
Invest in your land. Reduce your taxable income.
Backyard Buffers Program (statewide)
The Maryland Backyard Buffers Program provides free native trees & shrubs – 20–30 FREE native trees/shrubs for properties with streams, creeks, ditches, ponds to help with erosion control & wildlife habitat.
Rainscapes Rewards (Montgomery County, MD)
Montgomery County’s Rainscapes Rewards program provides up to $7,500 per residential property or $20,000 maximum per parcel for commercial HOAs, Multifamily or Institutional properties.
Rain gardens, native landscaping, permeable pavement, ponding, water harvesting & more
City of Frederick, MD Stormwater Credit
Property owners in the City of Frederick can lower their utility fee with Credits for qualifying stormwater management measures. Credit is based on the amount of impervious surface area draining to a private stormwater facility and the standards to which the facility was designed. Reduces impervious area & manages runoff. It’s good for your wallet and good for our rivers.
HOW IT WORKS
We review your goals & property and identify programs you may qualify for. Then, we design the right solutions, handle the documentation and guide you through the process.
Projects that qualify may include:
- Native Plantings & Reforestation
- Rain Gardens & Conservation Landscaping
- Permeable Pavers
- Downspout Disconnection & Rain Barrels
- Erosion Control & Buffers
- Tree Planting & Woodland Management
WHY WORK WITH RVC & RVHS?
We know the programs & requirements
We design the right solutions
We handle the details & documentation
You get quality work and real savings
CONTACT US TODAY!
#301.223.0280 | rivervalleyconstruction.com | email: info@rivervalleyconstruction.com
LOCAL. EXPERIENCED. RELIABLE. HERE FOR OUR COMMUNITY!
Disclaimer: Programs availability, amounts, requirements & deadlines are subject to change. Programs may have income limits, property requirements and application deadlines. Consult your tax/financial advisor. Consult your tax or legal advisor regarding any tax-related program.
River Valley Construction – MHIC #129967, NAHB® Certified Aging-in-Place Specialist